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Insurance News - Get More Mileage Out Of Your Auto Insurance (Derby Daily


Get More Mileage Out Of Your Auto Insurance (Derby Daily Reporter)
(ARA) - Over the past year, gas prices have done nothing but spiral upwards. Consumer frustration has risen accordingly, due to financial constraints as well as consumers' inability to purchase a new car or travel as much as they might have intended.

Bush vetos bill that would have extended no-fault insurance (The Daily Comet)
Gov. Jeb Bush vetoed a bill Wednesday that would have extended the life of the state's no-fault auto insurance beyond a 2007 deadline because it lacks sufficient protections against fraud.

Mich. Insurance Regulator Bans Limits on Time to File Auto Claims (Insurance Journal)
Michigan's governor and her insurance regulator are telling companies that they won't be allowed to write policies that give injured motorists less time to file claims or lawsuits. The move by

Posted by Administrator at 11:05 PM |

Insurance News - KC-based group winning race on insurance rules (Kansas City Star)


KC-based group winning race on insurance rules (Kansas City Star)
Members of the National Association of Insurance Commissioners think they have beaten Congress to the draw in a duel to streamline insurance regulation across the country.

Mich. Insurance Regulator Bans Limits on Time to File Auto Claims (Insurance Journal)
Michigan's governor and her insurance regulator are telling companies that they won't be allowed to write policies that give injured motorists less time to file claims or lawsuits. The move by

Posted by Administrator at 03:20 AM |

Insurance News - this opportunity and the Auto Insurance... For prompt, professional attention,


this opportunity and the Auto Insurance... For prompt, professional attention, (Kilgore News Herald)
this opportunity and the Auto Insurance... For prompt, professional attention, and fast, fair claims service, call today. (903)657-4594 1315 Hwy 79 N.

Get More Mileage Out Of Your Auto Insurance (Derby Daily Reporter)
(ARA) - Over the past year, gas prices have done nothing but spiral upwards. Consumer frustration has risen accordingly, due to financial constraints as well as consumers' inability to purchase a new car or travel as much as they might have intended.

OUTDOOR MOVIE: 'E.T.' kicks off summer series (York Daily Record)
May 29, 2006 New Freedom Heritage will open its summer series of Outdoor Movie Nights on Saturday with a screening of "E.T." The movie will begin at dusk and will be shown on the corner of Main Street and Railroad Avenue next to Marlin's Auto and Lauer/Mann Insurance.

Posted by Administrator at 05:45 AM |

Insurance News - Silanis to Present a Web Seminar on Secure Electronic Signatures


Silanis to Present a Web Seminar on Secure Electronic Signatures in Insurance (PR Web via Yahoo! News)
Montreal, QC (PRWEB) May 29, 2006 - Silanis Technology, the industry s most experienced electronic signature provider with more than two million government and commercial users, today announced that it will host a web seminar on the important role of secure electronic signatures in achieving paperless online transactions in Insurance.

Affordable Home Car Insurance: Apply Now (The Border Counties Advertizer)
- www.buckingham-financial.co.uk Save 10% when you apply online. Affordable home insurance is what we all want. Buckingham Financial offers links to many home insurance sites. Get affordable home insurance today. Affiliate.

Posted by Administrator at 10:05 AM |

Insurance News - Get More Mileage Out Of Your Auto Insurance (Wellsville Daily


Get More Mileage Out Of Your Auto Insurance (Wellsville Daily Reporter)
(ARA) - Over the past year, gas prices have done nothing but spiral upwards. Consumer frustration has risen accordingly, due to financial constraints as well as consumers' inability to purchase a new car or travel as much as they might have intended.

For a First-Place Finish, Start with Dicks Auto DICKS AUTOBODYCOLLISION SPECIALISTS (Landmark)
For a First-Place Finish, Start with Dick s Auto DICK S AUTOBODYCOLLISION SPECIALISTS For more info: www.dicksauto-body.com on-line rental cars on-line accident formDick Merchant, Owner MA RS #968 Three certified insurance appraisers on staff ICAR certified technicians Latest in paint and body equipment in the area 24-hour towing available Rental Cars Auto Glass Insurance company -

Posted by Administrator at 10:15 AM |

Insurance News - Five Great Reasons to Shop Around For Auto Insurance (Harrisburg


Five Great Reasons to Shop Around For Auto Insurance (Harrisburg Daily Register)
(ARA) - Shopping around is the number one way of saving money on insurance. Are you sure you're getting the best deal possible with your current insurance company?

Posted by Administrator at 03:05 PM |

Insurance News - 21st Century Auto Insurance Expands into Georgia (Business Wire via


21st Century Auto Insurance Expands into Georgia (Business Wire via Yahoo! Finance)
ATLANTA----May 24, 2006--21st Century Insurance Group , one of the pioneers of selling auto insurance directly to consumers, has begun serving Georgia residents. The 10th largest personal auto insurance market at $5 billion , Georgia joins Florida and Pennsylvania in the latest wave of the California-based company's national expansion strategy.

For a First-Place Finish, Start with Dicks Auto DICKS AUTOBODYCOLLISION SPECIALISTS (Landmark)
For a First-Place Finish, Start with Dick s Auto DICK S AUTOBODYCOLLISION SPECIALISTS For more info: www.dicksauto-body.com on-line rental cars on-line accident formDick Merchant, Owner MA RS #968 Three certified insurance appraisers on staff ICAR certified technicians Latest in paint and body equipment in the area 24-hour towing available Rental Cars Auto Glass Insurance company -

Channel 4 KRNV.com: Local News and Weather for Reno-Tahoe Region: Auto Insurance (KRNV)
About Auto Insurance Auto insurance policies are purchased to minimize the personal financial impact associated with motor vehicle accidents. Risks are high, and you need to be covered.

Posted by Administrator at 04:15 PM |

Insurance News - 21st Century Auto Insurance Expands into Georgia; Auto Insurer Expanding


21st Century Auto Insurance Expands into Georgia; Auto Insurer Expanding as More Consumers Bypass Agents and Purchase (The Auto Channel)
ATLANTA--May 24, 2006--21st Century Insurance Group , one of the pioneers of selling auto insurance directly to consumers, has begun serving Georgia residents.

Posted by Administrator at 06:05 PM |

Insurance News - 21st Century Auto Insurance Expands into Florida (Business Wire via


21st Century Auto Insurance Expands into Florida (Business Wire via Yahoo! Finance)
TALLAHASSEE, Fla.----May 24, 2006--21st Century Insurance Group , one of the pioneers of selling auto insurance directly to consumers, has begun serving Florida residents. The second largest personal auto insurance market at $12 billion , Florida joins Georgia and Pennsylvania as the latest wave of the California-based company's national expansion strategy.

21st Century Auto Insurance Expands into Georgia; Auto Insurer Expanding as More Consumers Bypass Agents and Purchase (The Auto Channel)
ATLANTA--May 24, 2006--21st Century Insurance Group , one of the pioneers of selling auto insurance directly to consumers, has begun serving Georgia residents.

Posted by Administrator at 10:20 PM |

Insurance News - (AFX UK Focus) 2006-05-22 18:05 GMT: AGF has no plans


(AFX UK Focus) 2006-05-22 18:05 GMT: AGF has no plans to securitize auto insurance portfolio (Interactive Investor)
PARIS (AFX) - Assurances Generales de France (AGF), owned 58.1 pct by Germany's Allianz AG, has no plans to securitize its portfolio of auto insurance policies, a move announced by its French rival Axa late last year.

California Resident Arrested for Auto Insurance Fraud (Insurance Journal)
A Twentynine Palms, Calif., resident has been charged with three felony counts of insurance fraud. Jacob Leatherberry, 32, is charged with three felony counts of insurance fraud related to a 2005 auto

Posted by Administrator at 02:00 AM |

Insurance News - Get More Mileage Out Of Your Auto Insurance (Harrisburg Daily


Get More Mileage Out Of Your Auto Insurance (Harrisburg Daily Register)
(ARA) - Over the past year, gas prices have done nothing but spiral upwards. Consumer frustration has risen accordingly, due to financial constraints as well as consumers' inability to purchase a new car or travel as much as they might have intended.

Posted by Administrator at 03:00 AM |

Insurance News - Get More Mileage Out Of Your Auto Insurance (Derby Daily


Get More Mileage Out Of Your Auto Insurance (Derby Daily Reporter)
(ARA) - Over the past year, gas prices have done nothing but spiral upwards. Consumer frustration has risen accordingly, due to financial constraints as well as consumers' inability to purchase a new car or travel as much as they might have intended.

Insurers press for competitive auto rates (Boston Globe)
Liberty Mutual Insurance Co. and two industry groups yesterday urged the state's insurance commissioner to establish a competitive rate-setting process for auto policies if the Legislature fails to act in the next two months.

The truth about insurance reform? It's a matter of which ad you watch. (Boston Globe)
Auto insurance isn't a front-burner issue right now for most consumers, but two warring industry groups are doing their best to whip up a public frenzy.

Posted by Administrator at 03:35 AM |

Insurance News - Re-evaluate insurance needs upon retirement (Chicago Tribune) Once the children


Re-evaluate insurance needs upon retirement (Chicago Tribune)
Once the children are out of the house and you wind down your full-time working years, your insurance needs shift.

The truth about insurance reform? It's a matter of which ad you watch. (Boston Globe)
Auto insurance isn't a front-burner issue right now for most consumers, but two warring industry groups are doing their best to whip up a public frenzy.

Gov. Bush Urged to Veto Auto Fault Insurance Law (Insurance Journal)
The National Association of Mutual Insurance Companies has urged Florida Gov. Jeb Bush to veto a bill that would extend the sunset provision of Florida's current no-fault auto insurance law to Jan. 1,

Posted by Administrator at 06:35 AM |

Insurance News - Get More Mileage Out Of Your Auto Insurance (Wellsville Daily


Get More Mileage Out Of Your Auto Insurance (Wellsville Daily Reporter)
(ARA) - Over the past year, gas prices have done nothing but spiral upwards. Consumer frustration has risen accordingly, due to financial constraints as well as consumers' inability to purchase a new car or travel as much as they might have intended.

Five Great Reasons to Shop Around For Auto Insurance (Harrisburg Daily Register)
(ARA) - Shopping around is the number one way of saving money on insurance. Are you sure you're getting the best deal possible with your current insurance company?

Posted by Administrator at 10:00 AM |

Insurance News - Get More Mileage Out Of Your Auto Insurance (Hope Star)


Get More Mileage Out Of Your Auto Insurance (Hope Star)
(ARA) - Over the past year, gas prices have done nothing but spiral upwards. Consumer frustration has risen accordingly, due to financial constraints as well as consumers' inability to purchase a new car or travel as much as they might have intended.

Paying Too Much for Auto Insurance? (WECT 6 Wilmington)
About Auto Insurance Auto insurance policies are purchased to minimize the personal financial impact associated with motor vehicle accidents. Risks are high, and you need to be covered.

Posted by Administrator at 02:15 PM |

Insurance News - Consumer fraud alert - auto theft: GEICO urges consumers to


Consumer fraud alert - auto theft: GEICO urges consumers to take these steps to prevent auto theft (The Auto Channel)
SAN DIEGO--May 17, 2006--GEICO advises auto owners in California to take heed of the National Insurance Crime Bureau's (NICB) latest report that says California is home to six of the top 10 auto theft locations in the nation.

Insurance Bills Awaiting Action by Hawaii's Governor (Insurance Journal)
Several insurance-related bills in Hawaii -- including measures involving workers compensation, auto insurance claims and privacy -- have been approved by the Legislature and are awaiting action by th

Posted by Administrator at 04:40 PM |

Insurance News - Do you need the extra auto insurance when renting a


Do you need the extra auto insurance when renting a car? (News 8 Austin)
So you are excited about your next vacation and can t believe the great quote you received on the rental car.

Consumer fraud alert - auto theft: GEICO urges consumers to take these steps to prevent auto theft (The Auto Channel)
SAN DIEGO--May 17, 2006--GEICO advises auto owners in California to take heed of the National Insurance Crime Bureau's (NICB) latest report that says California is home to six of the top 10 auto theft locations in the nation.

Get More Mileage Out Of Your Auto Insurance (Harrisburg Daily Register)
(ARA) - Over the past year, gas prices have done nothing but spiral upwards. Consumer frustration has risen accordingly, due to financial constraints as well as consumers' inability to purchase a new car or travel as much as they might have intended.

Posted by Administrator at 06:35 PM |

Insurance News - Insurance vital to small business (Los Angeles Daily News) NEW


Insurance vital to small business (Los Angeles Daily News)
NEW YORK Insurance is one of the most important needs for a small business, yet it's one that many owners skimp on.

Posted by Administrator at 08:20 PM |

Insurance News - SUZE ORMAN: Ways to whack auto insurance bills (Detroit Free


SUZE ORMAN: Ways to whack auto insurance bills (Detroit Free Press)
Given that the price of a gallon of gas has risen about 80% over the past five years -- including a 30% jump in the past year -- filling up these days requires emptying out your wallet. And with the price of oil stuck near $70 a gallon, it's not likely that we are going to see any substantial relief at the pump in the near future.

Get More Mileage Out Of Your Auto Insurance (Benton Evening News)
(ARA) - Over the past year, gas prices have done nothing but spiral upwards. Consumer frustration has risen accordingly, due to financial constraints as well as consumers' inability to purchase a new car or travel as much as they might have intended.

Posted by Administrator at 11:35 PM |

Insurance News - Roadside-assistance plan can have quick payback (Market Watch) NEW YORK


Roadside-assistance plan can have quick payback (Market Watch)
NEW YORK (MarketWatch) -- A roadside-assistance plan is among the few purchases that pays for itself the first time you use it. Drivers have plenty of choices these days, from motor clubs that offer a host of services and discounts to cheap add-ons to your insurance policy. Many auto manufacturers also include roadside assistance with new cars but the plans may come with restrictions and

Insurance Auto Auctions Announces First Quarter Results (The Auto Channel)
WESTCHESTER, Ill.--May 1, 20061, 2006--Insurance Auto Auctions, Inc., a leading provider of automotive salvage and claims processing services in the United States, today announced record vehicle returns for the first quarter 2006. These results were driven by increased buying activity as a result of IAA's live auctions combined with Internet bidding capability.

Posted by Administrator at 03:25 AM |

Insurance News - Insurance Auto Auctions Announces First Quarter Results (Business Wire via


Insurance Auto Auctions Announces First Quarter Results (Business Wire via Yahoo! Finance)
WESTCHESTER, Ill.----May 11, 2006--Insurance Auto Auctions, Inc., a leading provider of automotive salvage and claims processing services in the United States, today announced record vehicle returns for the first quarter 2006.

Family's need for insurance shifts with life stages (Orlando Sentinel)
Established families with middle-aged parents and older children need more of some kinds of insurance and less of others.

Auto theft rise tied to insurance "jobs" (Las Vegas Business Press)
One of the major reasons Clark County has the second highest auto theft rate in the nation is the number of financially pressed people in the Las Vegas Valley who try to collect insurance money after taking their car out into the desert, torching it, then claiming it was stolen.

Posted by Administrator at 06:20 AM |

Insurance News - Insurance Auto Auctions Announces First Quarter Results (The Auto Channel)


Insurance Auto Auctions Announces First Quarter Results (The Auto Channel)
WESTCHESTER, Ill.--May 1, 20061, 2006--Insurance Auto Auctions, Inc., a leading provider of automotive salvage and claims processing services in the United States, today announced record vehicle returns for the first quarter 2006. These results were driven by increased buying activity as a result of IAA's live auctions combined with Internet bidding capability.

Posted by Administrator at 09:15 AM |

Free Auto Insurance Quote - Start Here

Posted by Administrator at 12:05 AM |

Insurance News - N.M. Regulator Accused of Intervening on Daughter's Auto Insurance Claim


N.M. Regulator Accused of Intervening on Daughter's Auto Insurance Claim (Insurance Journal)
New Mexico State Insurance Superintendent Eric Serna intervened in an automobile accident insurance claim involving his daughter, according to documents obtained by obtained by a local newspaper, but

Posted by Administrator at 11:00 AM |

Insurance News - Commissioner claims shakedown over auto insurance regs (San Diego Union-Tribune)


Commissioner claims shakedown over auto insurance regs (San Diego Union-Tribune)
SACRAMENTO, 5:51 p.m. May 8 (AP): State Insurance Commissioner John Garamendi accused a group of insurance companies Monday of trying to blackmail him by threatening to run a $2 million ad campaign against his pending auto insurance regulations in the midst of his campaign for lieutenant governor.

New Effort to Educate Californians About Pending Auto Insurance Rate Increase (The Auto Channel)
SACRAMENTO, May 8 -- A diverse group of local elected officials, chambers of commerce, tax groups and insurance companies today announced that Californians to Stop Unfair Rate Increases (CSURI) will begin immediately educating Californians through television ads and mail to their homes about proposed auto insurance regulations that will unfairly raise rates for millions of drivers statewide.

Five Great Reasons to Shop Around For Auto Insurance (Benton Evening News)
(ARA) - Shopping around is the number one way of saving money on insurance. Are you sure you're getting the best deal possible with your current insurance company?

Posted by Administrator at 02:15 PM |

Insurance News - Erwin Named 21st Century Insurance CFO (KiplingerForecasts.com) (AP) WOODLAND HILLS,


Erwin Named 21st Century Insurance CFO (KiplingerForecasts.com)
(AP) WOODLAND HILLS, Calif. Auto insurer 21st Century Insurance Group on Wednesday named Steven P. Erwin chief financial officer and senior vice president, replacing Lawrence Bascom.

Five Great Reasons to Shop Around For Auto Insurance (Wellsville Daily Reporter)
(ARA) - Shopping around is the number one way of saving money on insurance. Are you sure you're getting the best deal possible with your current insurance company?

Posted by Administrator at 06:30 PM |

Insurance News - Commissioner claims shakedown over auto insurance regs (KESQ) SACRAMENTO Insurance


Commissioner claims shakedown over auto insurance regs (KESQ)
SACRAMENTO Insurance Commissioner John Garamendi is accusing a group of insurance companies of trying to blackmail him by threatening to run a 2 million dollar ad campaign against his pending auto insurance regulations in the midst of his campaign for lieutenant governor.

FindMyBestAgent.com Launches the New Auto Insurance Directory (PR Web via Yahoo! News)
(PRWEB) May 9, 2006 -- Consumers can save time and money by using the new Auto Insurance Directory at FindMyBestAgent.

Auto theft rise tied to insurance "jobs" (Las Vegas Business Press)
One of the major reasons Clark County has the second highest auto theft rate in the nation is the number of financially pressed people in the Las Vegas Valley who try to collect insurance money after taking their car out into the desert, torching it, then claiming it was stolen.

Posted by Administrator at 10:10 PM |

Insurance News - Five Great Reasons to Shop Around For Auto Insurance (Harrisburg


Five Great Reasons to Shop Around For Auto Insurance (Harrisburg Daily Register)
(ARA) - Shopping around is the number one way of saving money on insurance. Are you sure you're getting the best deal possible with your current insurance company?

North Carolina Residents to Save $350 Million in Auto-Insurance (PR Web via Yahoo! News)
(PRWEB) May 8, 2006 - A recent decision by the North Carolina Department of Insurance will save N.

Posted by Administrator at 11:20 PM |

Insurance News - Minimal rise in US auto insurance rates seen in 2006


Minimal rise in US auto insurance rates seen in 2006 (Reuters via Yahoo! News)
The cost of U.S. auto insurance is expected to rise by just half a percentage point in 2006, the smallest increase in six years, according to the Insurance Information Institute.

Plastic insurance (Kansas City Star)
Ever wonder whether you should pick up some insurance before boarding a commercial flight, just in case?

Posted by Administrator at 03:40 AM |

Insurance News - Auto Insurance Costs Holding Steady; Average Premium at $867 (Insurance


Auto Insurance Costs Holding Steady; Average Premium at $867 (Insurance Journal)
The cost of auto insurance is expected to rise by just 0.5 percent in 2006, the smallest increase in six years, reports the Insurance Information Institute. A declining number of auto accidents, s

Posted by Administrator at 05:25 AM |

Insurance News - Washington's Internet Savvy Consumers Save on Auto Insurance (The Auto


Washington's Internet Savvy Consumers Save on Auto Insurance (The Auto Channel)
SEATTLE, May 5, 2006 -- When it comes to shopping for car insurance, Washington drivers have more options than ever, and with the recent opening of Unitrin Direct in the state, it just got easier.

Washington's Internet Savvy Consumers Save on Auto Insurance (SYS-CON Media)
When it comes to shopping for car insurance, Washington drivers have more options than ever, and with the recent opening of Unitrin Direct in the state, it just got easier. 'It's fast and simple to get an online auto insurance quote at UnitrinDirect.com and our customers appreciate the convenience of our website,' said Scott Carter, Unitrin Direct president. 'We've always appealed to busy

Posted by Administrator at 09:10 AM |

Insurance News - Minimal rise in US auto insurance rates seen in 2006


Minimal rise in US auto insurance rates seen in 2006 (Reuters via Yahoo! News)
The cost of U.S. auto insurance is expected to rise by just half a percentage point in 2006, the smallest increase in six years, according to the Insurance Information Institute.

Auto bill passes, lacks reform Post a Comment (Miami Herald)
A controversial no-fault auto insurance bill without any of the major reforms favored by some lawmakers and the insurance industry cleared the Florida Legislature, but it could face a veto from the governor.

Get More Mileage Out Of Your Auto Insurance (Bastrop Daily Enterprise)
(ARA) - Over the past year, gas prices have done nothing but spiral upwards. Consumer frustration has risen accordingly, due to financial constraints as well as consumers' inability to purchase a new car or travel as much as they might have intended.

Posted by Administrator at 11:20 AM |

Insurance News - Woman gets two years for auto-insurance fraud (Lowell Sun) LOWELL


Woman gets two years for auto-insurance fraud (Lowell Sun)
LOWELL -- A 25-year-old Lowell woman busted by a state task force investigating insurance fraud in Lowell will spend two years in prison after pleading guilty to trying to get insurance money for a car that had been repossessed.

Auto Insurance Costs Holding Steady; Average Premium at $867 (Insurance Journal)
The cost of auto insurance is expected to rise by just 0.5 percent in 2006, the smallest increase in six years, reports the Insurance Information Institute. A declining number of auto accidents, s

Legislature passes bill to extend no-fault auto system, but Bush position unclear (The Palm Beach Post)
The state legislature voted Wednesday to maintain the status quo for the state's drivers, passing a bill that will reenact Florida's no-fault auto insurance system until 2009.

Posted by Administrator at 04:05 PM |

Insurance News - Wild Variations Found In Auto Insurance Quotes (KIRO 7 Seattle-Tacoma)


Wild Variations Found In Auto Insurance Quotes (KIRO 7 Seattle-Tacoma)
Our Consumer Investigators have turned up some puzzling information about the rates you pay for insurance.

Auto Insurance Costs Holding Steady; Average Premium at $867 (Insurance Journal)
The cost of auto insurance is expected to rise by just 0.5 percent in 2006, the smallest increase in six years, reports the Insurance Information Institute. A declining number of auto accidents, s

Direct General Q1 earnings fall 32% (Nashville Business Journal)
Auto insurance company Direct General Corp. earnings decreased more than 32 percent in the first quarter compared to the same period a year ago.

Posted by Administrator at 07:00 PM |

Insurance News - Car Insurance Online for over 23s (The Evening Leader) -


Car Insurance Online for over 23s (The Evening Leader)
- www.insure.co.uk Are you over 23? Looking for more affordable car insurance? Insure.co.uk provides award-winning, quality insurance products at competitive prices from a wide range of some top name insurers.

Legislature saves insurance bills for last (Miami Herald)
With one week left in Florida's legislative session, lawmakers are leaving two of the thorniest issues for last -- home and auto insurance.

Posted by Administrator at 07:30 PM |

Insurance News - Five Great Reasons to Shop Around For Auto Insurance (Benton


Five Great Reasons to Shop Around For Auto Insurance (Benton Evening News)
(ARA) - Shopping around is the number one way of saving money on insurance. Are you sure you're getting the best deal possible with your current insurance company?

AAA to Hold Skills Competition for Student Auto Technicians (The Auto Channel)
BURNSVILLE, Minn.--May 1, 2006--AAA and Ford once again will determine the best young auto technicians in the country.

Legislature saves insurance bills for last (Miami Herald)
With one week left in Florida's legislative session, lawmakers are leaving two of the thorniest issues for last -- home and auto insurance.

Posted by Administrator at 10:50 PM |

Insurance News - Achievements (River Valley Business Report) Deborah A. Lee, a sales


Achievements (River Valley Business Report)
Deborah A. Lee, a sales and service agent with the AAA Travel & Insurance branch office in Onalaska, Wis., has completed a five-day Center of Excellence Sales Training program, an instructor-led, performance-based training course offered by the Auto Club Group.

Posted by Administrator at 01:25 AM |

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