What you need to know about insurance score (Pioneer Press)
You know that you have a credit score - a three-digit number be-tween 300 and 900 that reflects your creditworthiness based on information contained in your consumer credit file. But did you know you also have an insurance score?

N.Y.'S 'ROAD HOG$' (New York Post)
ALBANY - Even as they have reduced rates over the last two years, auto-insurance companies are still keeping far more in premiums than they are paying out in claims. The companies last year paid out an average of just 51 cents of every dollar...